School Fees Planning

School fees planning – how we can help you

At SFIA, we provide long-term solutions to the challenge of funding school fees.

Over the course of more than 60 years, we have helped countless families to realise their ambition of giving their children the best possible education, without breaking the bank.

Our tailored and diligent approach can help you reduce the burden of funding your children’s education, and free up money to be spent on other aspects of your life.


Why plan your school fees with SFIA?

Our approach could enables you to pay school fees in the most tax efficient manner possible

As a leading authority in the industry, we have the knowledge, experience and resources to help you achieve your goals. Including:

  • Creating a personalised structured school fee plan

  • Maximising current resources (income, savings etc)

  • Freeing up money for other uses

  • Providing the peace of mind that comes from knowing that your school fees objectives can be achieved

Helping families with school fees planning for more than 60 years

We’ve been helping people to pay school fees for more than 60 years, and have an unrivalled track record of success. Here is what some of our clients had to say:

“We can not only afford the school fees but also keep our holidays etc. Life for us will almost remain the same. Truly amazing.”

“We wouldn’t have got through this without your help and advice along the way.”

“Knowing we can now afford this means our children can start school this September.”

How SFIA can help you with school fees planning

School fees pension plan

By utilising our school fees pension strategy, we create a bespoke plan that enables you to build a much larger pension fund and pay off money borrowed for fees. The additional tax relief received could even be more than the cost of the original school fees.

Higher rate tax strategy

When deploying our tax planning strategies, we create plans for high-earning clients to which take advantage of government-approved investments that qualify for significant tax relief.

Investments and deposits

Creating a plan to invest in assets that do not produce any taxable income, or very little, can help to lower your total tax bill. One tactic is to take advantage of the favourable tax position of investments which are subject to capital gains tax, rather than income tax.

Trust planning

Trust Planning remains a key facet of our business, where capital provided by a grandparent is treated as the child’s income, utilising each child’s personal income tax allowance. Capital gains can also be used, enabling each child’s annual capital gains tax exemption to be utilised.

Let us help you today

SFIA’s bespoke school fees planning service will enable you to secure the education your children deserve whilst maximising your resources, so you can continue to fulfil your family ambitions over the long term.