4th January 2016

Safeguarding your money at a time of low interest rates How do you generate a reliable income when interest rates are stuck at all-time lows and the Bank of England’s quantitative easing policy of ‘printing’ money is squeezing yields on government bonds (gilts) and other investments? Investors today can still rely on a well-balanced portfolio […]

Read More

4th January 2016

Utilising tax deferral benefits to minimise tax liabilities Finding the right offshore investments can be a key factor in making the most of your wealth, and it’s not only for the wealthiest of investors. With a few well-advised decisions, you could broaden your investment portfolio.

Read More

4th January 2016

Tax-efficient investment wrapper holding a range of investments Individual Savings Accounts (ISAs) have been around since 1999 and are tax-efficient investment wrappers in which you can hold a range of investments, including bonds, equities, property shares, multi-asset funds and even cash, giving you control over where your money is invested.

Read More

4th January 2016

A range of funds for the medium to long term Investment bonds are designed to produce medium- to long-term capital growth, but can also be used to give you an income. They also include some life cover. There are other types of investment that have ‘bond’ in their name (such as guaranteed bonds, offshore bonds […]

Read More

4th January 2016

Reflecting popularity in the market An investment trust is a company witha set number of shares. Unlike an open-ended investment fund, an investment trust is closed ended. This means there are a set number of shares available, which will remain the same no matter how many investors there are. This can have an impact on […]

Read More

4th January 2016

Participating in a wider range of investments Unit trusts are collective investments that allow you to participate in a wider range of investments than can normally be achieved on your own with smaller sums of money. Pooling your money with others also reduces the risk.

Read More

4th January 2016

Expanding and contracting in response to demand Open-Ended Investment Companies (OEICs) are stock market–quoted collective investment schemes. Like investment trusts and unit trusts, they invest in a variety of assets to generate a return for investors. They share certain similarities with both investment trusts and unit trusts, but there are also key differences.

Read More

19th December 2015

According to a recent study by Sutton Trust, more than three quarters of top judges and 70% of QCs have benefited from studying at a private school. Their analysis revealed that high-fliers in the field of law were about 10 times more likely to have gone to an independent school than those who did not. […]

Read More

19th September 2015

Investing in a startup can be incredibly risky, but it can also generate staggering returns if you pick the right company. Take social media platforms like Snapchat or Twitter for example – how did their original investors decide that these would be good firms to entrust their hard-earned money with?

Read More

19th September 2015

Most commonly used as a means of bolstering income in retirement, equity release is the name given to the selection of products that allow you to access the cash tied up in your property. Equity release products are divided into two main types, and are available only to those aged 55 and over.

Read More