30th April 2013

Providing financial protection with cover that lasts for the rest of your life Whole-of-life assurance policies provide financial security for people who depend on you financially. As the name suggests, whole-of-life assurance helps you protect your loved ones financially with cover that lasts for the rest of your life. This means the insurance company will […]

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30th April 2013

You can’t rely on always being there for those who depend on you It’s essential to have the right sort of life assurance in place. You can’t rely on always being there for those who depend on you. There are various ways of providing for your family in the event of your premature death, but […]

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30th April 2013

Providing a financial safety net for your loved ones Whether you’re looking to provide a financial safety net for your loved ones, moving house or a first time buyer looking to arrange your mortgage life insurance – or simply wanting to add some cover to what you’ve already got – you’ll want to make sure […]

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8th March 2013

Frequently asked questions UK employers now have a legal duty to enrol most employees into a qualifying workplace pension scheme and contribute towards their retirement following changes in the Pensions Act.

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8th March 2013

“So what do I do with my money?” There are two main types of occupational workplace pension schemes:

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8th March 2013

Immediate access to your pension funds, allowing you to take out what you want, when you want it As your wealth grows, it is inevitable that your estate becomes more complex. With over 400,000 people now expected to reach age 75 each year [1], more and more people could be faced with a 55 per […]

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8th March 2013

When you’re not ready to convert your pension fund into retirement income If you decide that you’re not ready to convert your pension fund into retirement income by buying a lifetime annuity, but you do need funds, you have a few options. These are often known as income drawdown options.

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8th March 2013

Women could increase their pension income by over 20 per cent The new 20 per cent uplift in capped income withdrawals, applicable from the 26 March this year, means that people could start to see the benefit of this uplift from the start of their new income year following this date.

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8th March 2013

Additional income protection If you have a partner or other dependants, such as children, you might want to think about additional retirement income protection. With income protection, your named dependants could get some or all of your retirement income if you die, either as regular payments over a period of time, or as a one-off […]

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8th March 2013

Valuable options that allow you to tailor the income you need In the UK, there are basically two types of annuity: • pension annuities (compulsory purchase) • purchased life annuities (voluntary purchase)

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