8th March 2013

An important one-off decision that has long-term consequences if you get it wrong If you save through a private personal pension, when you approach retirement age you’ll have to decide what to do with the pension fund you have built up. If applicable to you, one option is to buy an annuity. It’s important to […]

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8th March 2013

To afford the lifestyle you want when you retire, you need to do something about it today It may be tempting to say, “But retirement is a long way off”, yet it’s never too early to start investing in order to protect your future. To afford the lifestyle you want when you retire, you need […]

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8th March 2013

A regular payment from the government that you receive when you reach State Pension age The basic State Pension is a regular payment from the government that you receive when you reach State Pension age. To receive it you must have paid or been credited with National Insurance contributions. The most you can currently receive […]

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8th March 2013

The sooner you start saving for your retirement the more secure your future will be Saving for your retirement may not seem important when you’re starting out. But the sooner you start saving for your retirement the more secure your future will be. Having a private personal or occupational workplace pension It’s so important to […]

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8th March 2013

First post-war ‘baby boomers’ pass the old Default Retirement Age of 65 Securing your eventual financial independence in retirement requires making sure that your plans enable you to achieve this goal. Whatever provision you already have in place must be regularly updated as your circumstances and requirements change, and you need to ensure that you […]

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8th March 2013

Immediate access to your pension funds, allowing you to take out what you want, when you want it As your wealth grows, it is inevitable that your estate becomes more complex. With over 400,000 people now expected to reach age 75 each year [1], more and more people could be faced with a 55 per […]

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8th March 2013

Are you prepared for the financial needs and challenges that may lie ahead in the future? Almost 15 million people across the UK (31 per cent of the adult population) are not currently making any efforts to save for the future, while eight million people (17 per cent) have no savings to their name at […]

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8th March 2013

Take a look at our checklist to see how we could help you The closer you get to retirement, the greater the need to preserve your savings and ensure they will last all through your retirement. In addition, you’ll need to consider whether you need to make changes to your investments as you approach retirement. […]

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8th March 2013

The child benefit tax charge, introduced on 7 January, affects over one million families A family with 2 children could soon see their annual spendable income drop by up to £1,752 p.a. in 2013/14, while those with 3 children could lose £2,449 pa. With prices rising faster than incomes, it is imperative for many families […]

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8th March 2013

The important tenets of his investment philosophy and mythology Warren Buffett is considered by many as the most successful investor of the 20th century and named “one of the most influential people in the world” by Time magazine in 2012. In this article we look at Buffett’s investment mythology and analyse some of the most […]

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