Income protection insurance



No one is immune to the risk of illness and accidents No one likes to think that something bad will happen to them, but if you couldn’t work due to a serious illness, how would you manage financially? Could you survive on savings or sick pay from work? If not, you may need some other […]

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Critical illness cover



Be prepared if life throws something unexpected your way We never think a critical illness is going to happen to us, especially when we feel fit and healthy, but it can and does. It can happen to anyone at any time, and it’s easy to feel anxious about how we would cope. But if the worst […]

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Whole-of-life insurance



A guaranteed tax-free payment whenever you die When you start investing, or even if you are a sophisticated investor, one of the most important tools available is diversification. Whether the market is bullish or bearish, maintaining a diversified portfolio is essential to any long-term investment strategy.

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Term life insurance



Protecting your family’s finances by covering living expenses or replacing lost income With a term life insurance policy, you choose the amount you want to be insured for and the period for which you want cover. This is the most basic type of life insurance. If you die within the term, the policy pays out […]

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Different types of life insurance



Choosing the right type of cover ‘Single life’ policies cover just one person. A ‘joint life’ policy covers two people, and you will need to decide whether the policy pays out on the first or second death, as this will determine when the policy ends.

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Life insurance



Cover for you and your loved ones It’s understandable that we would rather not think of the time when we’re no longer around. However, it’s important to protect the things that really matter – like our loved ones, home and lifestyle – in case the unexpected happens.

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Pension freedoms



Retirement savers say they are still confused by the rules On the second anniversary of the pension freedoms reforms THAT took effect from April 2015, some retirement savers say they are still confused by the rules and want no more changes.

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Hello LISA



Saving for a first home or retirement at the same time The start of the new tax year on 6 April 2017 saw the launch of the Lifetime ISA (LISA), which was announced in the 2016 Budget.

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Untying the knot



Divorcees twice as likely to have no savings A daunting part of a separation or divorce for most couples is sorting out the finances. Financial disputes can be a major stumbling block in the divorce process and could take longer than the divorce itself.

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Road to Brexit



Biggest investment planning challenge over the coming years for all investors Brexit has created an air of uncertainty, and no one really knows what’s coming next or what it could all mean in the long term. On 29 March, Prime Minister Theresa May triggered Article 50 of the Lisbon Treaty in a letter to EU […]

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