Forgotten pensions



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Out of sight, out of mind The extent to which pension policies are being forgotten has been revealed in research from Aviva. A survey of almost ten thousand people who hold a pension has revealed that just under one in eight (13%) admitted they have at least one pension that they had forgotten about[1]. This […]

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Investment outlook



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Taking advantage of opportunities in 2017 After a game-changing 2016, the investment environment was not only mixed but characterised by uneven global growth and political events such as Brexit and the US elections.

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Lifetime Individual Savings Accounts



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Make your next move to saving flexibly for a first home and retirement Lifetime Individual Savings Accounts are being launched by the Government to help 18–40-year-olds to save and invest flexibly for the long term. The aim is that people will not have to choose between saving for their first home and retirement.

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Gender savings gap widens



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Report findings suggest this trend is set to continue Half of women (52%) are now saving adequately for their retirement compared to 60% of men, according to the latest Scottish Widows ‘Women & Retirement’ Report. But while this maintains the record high levels achieved in 2015, the gap between men and women has widened since […]

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Income matters



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Providing the foundation for an exciting new chapter in your life Nobody knows quite what the future holds. The good news is we are all living longer. Advances in medicine and healthier lifestyles have led to an increase in the average life expectancy of both males and females.

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Consolidating your pension pots



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What you need to consider to ensure you don’t lose out HAVE YOU EVER CONSIDERED MOVING AND CONSOLIDATING YOUR PENSION TO ANOTHER SCHEME OR PROVIDER? THERE ARE A WHOLE HOST OF REASONS WHY PEOPLE MIGHT WANT TO DO THIS BEFORE THEY REACH RETIREMENT. SOME ARE LOOKING FOR BETTER FUND PERFORMANCE, LOWER CHARGES OR BETTER DEATH […]

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Navigating your investment options



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How professional financial advice can prove invaluable Few of us really have the time or inclination to understand the vast number of different investment products available on the market and consider what the best options are to suit our particular objectives. To do this effectively, it would need to become a full-time job.

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Freedom to choose



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Using your pension money Have you considered all the potential costs of retiring? Some people find their expenses fall once their working life ends, but it’s important not TO assume that all your expenses will go down – some may increase, such as heating and leisure costs.

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How financially prepared are you for your retirement?



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Men narrow the gap on women when it comes to life expectancy Thanks to healthier lifestyles and advances in medicine, people are living longer lives, but many individuals may not feel financially prepared for their retirement. When it comes to setting your investment goals or strategy for your retirement, there are two main options.

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