Money’s too tight to mention



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Planning financially for long-term sickness How would you pay the bills if you were sick or accidentally injured and couldn’t work? According to research by Unum and Personnel Today, just 12% of employers support their staff for more than a year if they’re off sick from work.

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Who will care for you in old age?



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Making provision in a way that meets your needs and wishes As a population we are living longer, and with an ageing population the need for care is growing, with the time spent in care also increasing. However, a fifth of the UK (20%) have no idea who will look after them if they have […]

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Generational investing



Implications in a fast-changing world The motivations and values of Generation Y born between 1980 and1999 and how these impact their behaviour as investors and consumers have been published in a work by Dr Paul Redmond, Director of Student Life at the University of Manchester, in which he explains the key findings of his work […]

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‘Mid-life savings crisis’



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It’s good to talk about your options Put simply, retirement planning is about how you look at your future, but more than a million Britons are facing a ‘mid-life savings crisis’ as they near 40 with no retirement savings, according to research from Zurich. A third (33%) of British adults aged 35 to 39 – […]

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Is it natural to procrastinate?



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Britons would rather vacuum than review their pensions Why should you start planning for your future now? Retirement might seem like a long way off, but the sooner you plan for it financially, the less you are likely to have to put aside. Planning for your financial future early in your working life will allow […]

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Global Emerging Markets



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Sector shows an increase over the year to date After a rocky few years, the Global Emerging Markets sector has picked up in 2016, with the sector showing an increase of 31% over the year to date at the end of August.

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Time is of the essence



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Start thinking about preparing for any big events as soon as you can None of us know exactly what life’s got in store for us, but we know that there are a handful of major events that we’re quite likely to encounter at some stage. These include some of the great milestones of life, such […]

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Pension reforms



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How the lifetime allowance reduction could impact on your retirement savings The Government has introduced comprehensive reforms to the pension rules over the previous few years. One important change, which may have been overlooked by some savers, is the reduction of the lifetime allowance that applies to pension savings. The lifetime allowance is the total […]

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Savvy investors



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Time to get wrapped up? How to shelter income and capital gains For long-term investors, Individual Savings Accounts (ISAs) are a very tax-efficient wrapper that can hold cash savings as well as investments in stocks and shares. Savvy investors are also able to shelter income and capital gains. ISA flexibility The limit on how much […]

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Pension confusion



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Are most people unprepared for retirement? People are still being left confused by pensions, with almost two thirds not understanding their key features, according to new research by Wesleyan. The research conducted by the specialist financial mutual revealed how much confusion there still is among most people when it comes to their retirement planning. Three […]

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