Priceless education



Pencils

Choosing an independent school is a serious investment Parents or grandparents wishing to give their children or grandchildren the benefit of an independent education face startling costs. This is followed after school by the costs of a university education, which are also considerable. However, with careful planning, it may be possible to avoid a huge […]

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Smart Money September 2017 Edition



New State Pension Age

Welcome to our latest issue of Smartmoney, which you can view at Smartmoney September 2017. Will you be one of the six million workers who will have to work an extra year before retiring after the Government announced that it would be extending the retirement age to 68?

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Independent School Council Census 2016 Highlights



Students with exam results

There are approximately 2,500 Independent Schools in the UK. 1,280 of these schools are members of the Independent School Council (ISC). The ISC produces an annual census. The highlights of the census reported in this article reflect the position in the 2015/2016 school year.

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Don’t put all of your eggs in one basket



eggs

Holding a blend of assets to help you navigate the volatility of markets One of the most effective ways to manage investment risk is to spread your money across a range of assets that, historically, have tended to perform differently in the same circumstances. This is called ‘diversification’.

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Top Trump



Trump

Winners and losers from the seismic US election result After a long and brutal US presidential election campaign, Donald Trump emerged victorious, winning 279 electoral votes and 47.5% of the popular vote. Republicans also maintained majorities in the House and the Senate.

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Forgotten pensions



clock

Out of sight, out of mind The extent to which pension policies are being forgotten has been revealed in research from Aviva. A survey of almost ten thousand people who hold a pension has revealed that just under one in eight (13%) admitted they have at least one pension that they had forgotten about[1]. This […]

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Lifetime Individual Savings Accounts



growth chart

Make your next move to saving flexibly for a first home and retirement Lifetime Individual Savings Accounts are being launched by the Government to help 18–40-year-olds to save and invest flexibly for the long term. The aim is that people will not have to choose between saving for their first home and retirement.

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Gender savings gap widens



coins

Report findings suggest this trend is set to continue Half of women (52%) are now saving adequately for their retirement compared to 60% of men, according to the latest Scottish Widows ‘Women & Retirement’ Report. But while this maintains the record high levels achieved in 2015, the gap between men and women has widened since […]

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Income matters



town

Providing the foundation for an exciting new chapter in your life Nobody knows quite what the future holds. The good news is we are all living longer. Advances in medicine and healthier lifestyles have led to an increase in the average life expectancy of both males and females.

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