Salary sacrifice schemes and school fees



Salary Sacrifice

Many organisations offer salary sacrifice schemes. A salary sacrifice scheme is a contractual arrangement under which an employee accepts reduced gross pay in return for their employer providing a specific non-cash benefit.

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Loans for School Fees



Hanford School

School fees payments may start at an affordable level, but often the ability to sustain these fees from income becomes difficult to maintain when additional children start school and perhaps only one parent’s income is being utilised.

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Money Purchase Annual Allowance



Philip Hammond

Reduction to prevent inappropriate double tax relief Chancellor of the Exchequer, Philip Hammond, delivered his first and last Autumn Statement to Parliament on Wednesday 23 November 2016.

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Don’t put all of your eggs in one basket



eggs

Holding a blend of assets to help you navigate the volatility of markets One of the most effective ways to manage investment risk is to spread your money across a range of assets that, historically, have tended to perform differently in the same circumstances. This is called ‘diversification’.

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Delegating power



Elderly couple

When you are unable to make your own decisions More than two million Lasting Power of Attorney (LPA) registrations will have been filed by the end of 2016, with the number of appointments more than trebling between 2010 and 2015.

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Top Trump



Trump

Winners and losers from the seismic US election result After a long and brutal US presidential election campaign, Donald Trump emerged victorious, winning 279 electoral votes and 47.5% of the popular vote. Republicans also maintained majorities in the House and the Senate.

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2016/17 Year End Planning



buildings

Keeping your taxes as low as possible – what you may wish to consider sooner rather than later The 2016/17 year end for tax planning purposes is now only a matter of months away, with the deadline approaching on 5 April. Effective tax planning is about knowing the personal and business taxes you are liable […]

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Forgotten pensions



clock

Out of sight, out of mind The extent to which pension policies are being forgotten has been revealed in research from Aviva. A survey of almost ten thousand people who hold a pension has revealed that just under one in eight (13%) admitted they have at least one pension that they had forgotten about[1]. This […]

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